Register | ADA Members Insurance Plans – Insurance for Dentists and Their Practices

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On the next page you'll be asked to provide the amount you wish to pay as well as select the Plan to which your payment should apply. If you wish to pay premiums for multiple plans, you'll need to repeat the process for each plan.

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As an ADA student member, you should register your account to take advantage of the ADA Student Members Life and Disability Insurance, a benefit of ADA membership. It's easy to register and takes just a few minutes!

Students who are already insured – be sure to register your account to view coverage details as well as update contact information.
Students who are not currently insured – you will be given the opportunity to request activation of coverage as part of the registration process. Once insured, you can return to your account and view coverage details at any time.
Students who are already registered and insured – be sure to log in and update your contact information and assign a beneficiary.

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If you have difficulty logging into the site, need to reset your password or need assistance with answers to your security questions, please contact the ADA Members Insurance Service Center at 800-568-2001, M-F 8:30 a.m. - 5:00 p.m. CT.

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The information on this website is not a contract. Protective refers to Protective Life Insurance Company (PLICO) and its affiliates, including Protective Life and Annuity Company (PLAIC). PLICO, founded in 1907, is located in Nashville, TN and is licensed in all states excluding New York. PLAIC is located in Birmingham, AL, and is licensed in New York.

Protective^® is a registered trademark of PLICO. The Protective trademarks, logos and service marks are property of PLICO and are protected by copyright, trademark, and/or other proprietary rights and laws. ADA^® is a registered trademark of the American Dental Association (ADA). ADA Members Insurance Plans^® is a registered service mark of the ADA. The ADA trademarks, logos, and service marks are the property of the ADA and used by Protective with permission. In some states, the ADA is entitled to receive royalties from the ADA Members Insurance Plans.

ADA Members Insurance Plans refers to the group life, disability, and supplemental medical policies issued by PLICO and PLAIC to the ADA.

Policies issued by PLICO in all states except New York: Term Life Insurance¹ (TL-P 1-21), Student Term Life Insurance (TL-ST-P 2-21), Universal Life Insurance¹ (TP-P 11-20), Level Term Insurance² (LT-P 1-21), Disability Income Protection Insurance³ (IP-P 7-20), Office Overhead Expense Disability Insurance⁴ (OE-P 9-20), Student Disability Income Insurance³ (ST-P 8-20), Hospital Indemnity Insurance (HI-P 11-20), and Critical Illness Insurance (CI-P 7-20).

In New York, policies issued by PLAIC: Term Life Insurance¹ (TL-P-NY 1-21), Student Term Life Insurance (TL-ST-P-NY 2-21), Universal Life Insurance¹ (TP-P-NY 2-21), Level Term Life Insurance² (LT-P-NY 2-21), Disability Income Protection Insurance³ (IP-P-NY 12-20), Office Overhead Expense Disability Insurance⁴ (OE-P-NY 01-21), Student Disability Income Insurance¹ (ST-P-NY 1-21), Hospital Indemnity Insurance (HI-P-NY 1-21), and Critical Illness Insurance (CI-P-NY).

Consult the policy for benefits, riders, limitations, and exclusions. Benefits adjusted for misstatements of age or sex. Benefits are provided under a group policy issued to the ADA. Each Plan participant will receive a Certificate of Insurance explaining the terms and conditions of the policy. An insured must maintain continuous ADA membership to remain eligible for insurance.

¹For term life insurance and universal life insurance, premiums increase annually based on age. The Premium Credit is not guaranteed but reevaluated periodically. Universal life recommended premiums consist of the costs of insurance (which vary based on the member’s age and coverage amount), the amount a member places into the Policy Value Account and service charge. Premium deposits may fluctuate or remain level.

²For level term life insurance, premiums are fixed based on the member’s age, gender and coverage amount at issue.

³Premiums increase every five years based on age for disability income protection. Premium Credit is not guaranteed but reevaluated periodically.

⁴Premiums increase every 10 years based on age to age 60 and every 5 years thereafter to age 75 for office overhead expense disability. Premium credit is not guaranteed but reevaluated periodically.

Coverage for dental student members is issued regardless of condition if under age 60. Coverage automatically renews each academic year. Individuals may convert coverage to the plans for practicing dentists after graduation by paying member premiums and maintaining continuous ADA membership.

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