Email and password do not match our records NOTE: This site is not the ADA.org member site. Passwords may be different.
Remember my User Name
On the next page you'll be asked to provide the amount you wish to pay as well as select the Plan to which your payment should apply. If you wish to pay premiums for multiple plans, you'll need to repeat the process for each plan.
Insurability of ADA members is determined through a careful review of medical and/or financial characteristics.
Insurability of our members is determined through a careful review of medical and/or financial characteristics. Concerning all of the ADA Members Insurance plans, underwriting standards are the same for every member of the group. To minimize risk and keep rates consistent for all Plan participants, members with specific conditions may be excluded from coverage.
Once all necessary information and exam results are received, an underwriter will review your application. The entire application process usually takes between 8–12 weeks. At that point, Protective will define your application as one of the following:
Underwriting requirements are subject to change without notice.
Financial underwriting is required of members applying for greater than minimal amounts of Disability Income Protection and Office Overhead Expense Disability Plan insurance. We will ask you to provide us with your most recent tax documents, determined by your employment and/or business, as well as the amount of coverage you request. If you are a new dentist, we may be able to accept alternative forms of financial documentation. Please call 800-568-2001 if you are in doubt as to what we need.
Medical underwriting may include a medical questionnaire, blood draw, urinalysis, paramedical exam, or physicians report depending on your age and the amount of coverage you request. Additional information may be required as determined by your personal medical history.
Once the underwriting process has begun, a paramedical service or individual authorized by Protective will contact you for an appointment. You can choose to schedule an appointment at your home or office. Blood draws will be sent to an independent laboratory for analysis. We will cover all fees for this service. Please note: Accurate blood studies require an 8-12 hour fast and avoidance of heavy exercise for the 24 hours prior to your paramedical exam.