Financial support so you can focus on getting better — and worry less about paying bills
The ADA Critical Illness Insurance Plan reduces financial stress when you or a
covered family member is diagnosed with a critical illness. By helping to alleviate
some of your potential financial burdens, you can concentrate on what's most
Get coverage for you and your family for these 17 diagnosed illnesses:**
Major human organ transplant
Motor neuron disease
Loss of sight
Amputation/loss of limb
Loss of speech
Major head trauma
A lump-sum cash payment of up to $50,000 that you can use any way you
choose if you are diagnosed with an eligible critical condition.1
$5,000 is guaranteed-issue.2
$10,000 or more requires medical underwriting ($5,000 minimum incremental increases).
Unlike some other carriers, this benefit is payable on the first diagnosis after
You're eligible to apply for coverage up to age 65.3
**Benefits may vary by state. Certain restrictions may apply. Please review your certificate for details.
1 Critical Illness Insurance Plan coverage issued on a guaranteed acceptance basis is
subject to a pre-existing conditions limitation, which means no benefits will be payable for a
condition for which the insured received medical treatment, care, advice, or medication within the
twelve consecutive month period before the effective date of guaranteed acceptance coverage.
2 Critical Illness Insurance Plan is guaranteed issue for coverage at $5,000 and less,
meaning approval is guaranteed without any medical or financial underwriting. Benefits from $10,000
to the maximum of $50,000 ($5,000 minimum incremental increase) are subject to underwriting approval.
3Beginning at age 65, benefit amounts can no longer be increased. Critical Condition
Coverage is renewable up to age 70.