On the next page you'll be asked to provide the amount you wish to pay as well as select the Plan to which your payment should apply. If you wish to pay premiums for multiple plans, you'll need to repeat the process for each plan.
Between high deductibles and copays, not to mention the loss of income if you can’t practice, a critical illness could have a significant impact on your financial health. Get a quote
Out-of-pocket costs from a critical illness, such as a heart attack, stroke, or life-threatening cancer, could impact your savings and retirement funds. Be prepared to offset those costs with the ADA Critical Illness Insurance Plan,* at exclusive low rates.
*This is supplemental to health insurance and not major medical coverage
2Critical Illness Insurance Plan coverage issued on a guaranteed acceptance basis is subject to a pre-existing conditions limitation, which means no benefits will be payable for a condition for which the insured received medical treatment, care, advice, or medication within the 12 consecutive-month period before the effective date of guaranteed acceptance coverage.
Most major medical insurance plans don’t cover everything. But if you or a family member is diagnosed with a critical illness, the last thing you need to worry about is how much the treatment will cost and if your health insurance will cover it. Having the ADA Critical Illness Insurance Plan can make this difficult situation easier to manage.
This plan provides a smart way to help ensure you have the crucial financial support you need if you or a covered family member is diagnosed with one of 17 covered critical illnesses.**
The ADA Critical Illness Insurance Plan reduces financial stress when you or a covered family member is diagnosed with a critical illness. By helping to alleviate some of your potential financial burdens, you can concentrate on what's most important: recovery.
A lump-sum cash payment of up to $50,000 that you can use any way you choose if you are diagnosed with an eligible critical condition.1
$5,000 is guaranteed-issue.1
$10,000 or more requires medical underwriting ($5,000 minimum incremental increases).
Unlike some other carriers, this benefit is payable on the first diagnosis after coverage.
You're eligible to apply for coverage up to age 65.2
**Benefits may vary by state. Certain restrictions may apply. Please review your certificate for details.
1Critical Illness Insurance Plan is guaranteed issue for coverage at $5,000 and less, meaning approval is guaranteed without any medical or financial underwriting. Benefits from $10,000 to the maximum of $50,000 ($5,000 minimum incremental increase) are subject to underwriting approval.
2Beginning at age 65, benefit amounts can no longer be increased. Critical Condition Coverage is renewable up to age 70.
Apply for the ADA Critical Illness Plan to receive a cash payout if your spouse or dependent children becomes diagnosed with one of the 17 illnesses covered by the plan.**
Available to eligible ADA members’ spouses who are under the age of 65
Available to unmarried dependents under age 21 (or 27 if a full-time student)
1Members who are under age 65 with unmarried children under age 27 can apply for $5,000 in dependent child coverage.
THIS IS A LIMITED POLICY
Questions? Talk with an Insurance Plan Specialist at 866-607-5338 for assistance (weekdays from 8:30 a.m. to 5 p.m. Central Time) or Email ADAPlanSpecialist@protective.com.