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ADA LIFE INSURANCE PLANS

life insurance plans for dentists

Whether you're obtaining life insurance to provide financial protection for your loved ones, or to use as collateral for a loan, you have options — at exclusive ADA member rates.

Let Us Help You Choose

We offer three different life insurance plans to meet the unique needs of ADA members and their families.

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ADA Term
Life Insurance

Provides financial protection
at premiums that start
low based on your age.

See Plan Details
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ADA Level Term Life
Insurance

Offers a low, fixed ADA
member premium for a
10-year or 20-year term.

See Plan Details
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ADA Term Plus® Universal
Life Insurance

Life insurance that delivers
a built-in tax-advantaged
savings feature.

See Plan Details

Find the Right Coverage for You

The comparison table below will help you understand the differences between the ADA Life Insurance Plans, so you can choose the right coverage for you.


ADA Term
Life Insurance
ADA Level Term
Life Insurance
ADA Term Plus® Universal
Life Insurance Plan
MINIMUM COVERAGE AMOUNT: $50,000 $100,000 $50,000
MAXIMUM COVERAGE AMOUNT1: $3,000,000 $3,000,000 $3,000,000
FIXED, LEVEL PREMIUM: PREMIUMS GRADUALLY
INCREASE BASED ON
YOUR AGE
PREMIUMS ARE FIXED
FOR A 10-YEAR OR
20-YEAR TERM
PREMIUMS GRADUALLY
INCREASE BASED ON
YOUR AGE
AGE OF ELIGIBILITY: UNDER AGE 65 CAN APPLY FOR A 20-YEAR
TERM IF UNDER AGE 60
OR A 10-YEAR TERM
IF UNDER AGE 65
UNDER AGE 65
RENEWABLE UNTIL2: AGE 81 OPTION TO ROLL 10- OR
20-YEAR TERMS INTO TERM
LIFE, WHICH IS RENEWABLE
UP TO AGE 81, AT THE
END OF THE TERM
AGE 90
BUILDS CASH VALUE: NO NO YES
SPOUSE & DEPENDENT
COVERAGE:
YES YES NO3
ACCELERATED DEATH BENEFIT: UP TO $200,000 IF
DIAGNOSED WITH A
TERMINAL ILLNESS
UP TO $200,000 IF
DIAGNOSED WITH A
TERMINAL ILLNESS
UP TO $200,000 IF
DIAGNOSED WITH A
TERMINAL ILLNESS
DISABILITY WAIVER OF
PREMIUM OPTION:
YES NO YES
ACCIDENTAL DEATH OPTION4: YES, MAXIMUM BENEFIT OF
$1,000,000
NO YES, MAXIMUM BENEFIT OF
$1,000,000
VOLUME DISCOUNTS: YES NO YES
PREMIUM CREDIT DISCOUNTS5: YES NO YES
MEDICAL UNDERWRITING: YES YES YES
UNDERWRITING RATE CLASSES: PREFERRED6 PREFERRED6 PREFERRED6
ABILITY TO CONVERT
COVERAGE TO TERM PLUS® UNIVERSAL LIFE:
YES YES YES
CLC.2459640 (02.21)

Ready to get Started?

Understand your life insurance options. Get an Instant No-Obligation Quote or Apply.

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ADA Term
Life Insurances

Get a Quote
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ADA Level Term Life
Insurance

Get a Quote
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ADA Term Plus® Universal
Life Insurance

Apply Now

Questions? Talk with an Insurance Plan Specialist at 866-607-5338 for assistance
(weekdays from 8:00 am to 6:00 pm Central Time)
or Email ADAPlanSpecialist@protective.com.

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