Quality coverage
Your ADA student membership benefits include term life insurance coverage while
completing your D1-D4 education and residency. Student member coverage is paid for by ADA Members Insurance Plans.
As a benefit of your ADA student membership, you have the opportunity to receive quality term life insurance and
the accelerated death benefit during dental school. After requesting activation, you will continue receiving coverage
until you complete your dental school education.
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$50,000 of ADA Student Term Life Insurance
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$50,000 of ADA Student Accidental Death Coverage
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Coverage automatically doubles to $100,000 for both on July 1 of the year you graduate.
This coverage is important because, while some dental education debt may be forgiven if a student
should die, private loans may be the responsibility of loved ones, not to mention other debt
and funeral expenses.
If you want additional protection during this time, you can apply for up to a total of $500,000
for ADA Term Life coverage.
You can also apply for coverage for your spouse and/or eligible children at the same low premiums
reserved for ADA members.