Being a healthcare professional, you know better than most that accidents happen. And particularly to those that are active, like you, and your family.
Kids and adults — young and old — get injured playing sports and participating in recreational activities.
You see the teeth that get knocked out or broken, and that's just the tip of the injury iceberg!
Some of those costs will be covered by medical insurance, and some will not.
What is hospital indemnity insurance?
The ADA Hospital Indemnity insurance plan offers up to $1,000 a day in benefits, paid to you in cash – not to the hospital1,
not to treating physicians or other medical professionals. You can spend your benefits as you see fit.
Given rising medical deductibles and high out-of-pocket expenses (e.g., deductibles, co-pays, transportation, lodging, childcare,
out-of-network costs) a Hospital Indemnity insurance plan could help fill the gaps.
What does hospital indemnity cover?
Get the whole family covered — you, your spouse/partner and your children.
- Hospitalizations for pregnancy, delivery and miscarriages.
- Benefits are paid for emergency room visits, outpatient surgery, or cancer treatments.
- Coverage is guaranteed acceptance — that means approval is guaranteed4.
What does hospital indemnity cost?
Because you're part of the ADA, you can take advantage of its buying power and get great coverage
with highly competitive rates. Choosing the right combination of benefits can be time-consuming and
confusing at times. We can help make it easy.
Should I get hospital indemnity insurance?
Hospital Indemnity coverage can be a practical and smart choice to help protect you and your family against
unexpected hospital costs, whether they be in the ER, or for qualifying outpatient treatments or cancer treatments.*
ADA Hospital Indemnity Insurance