Time: It flies by. Days, months, years gone before you know it
Careers: New job, expanding responsibilities, growing income
Family: Marriage, children, aging parents
Stuff: Houses, cars, student loans, vacations, financial planning
This is “life” and, as a busy dental professional, it can easily take over and distract you from what is most
important — ensuring those you have invited into your life are protected. It’s really about the people we have
committed to protecting — a spouse, partner, children, aging parents. It’s only human nature to want to ensure
those we love are cared for, get what they need and have an opportunity to get what they want.
Planning for Consequences
If you are like most, protecting what is important means having plans — a plan for paying
off student loans, a financial plan, a rainy-day fund. Your plan may also include “eating right” and exercising.
It’s all appropriate and absolutely the best any of us can do. But the fact is, while we can
work hard to mitigate risk, we can’t eliminate it. It’s just not possible. What we can do,
however, is reduce the consequences to loved ones should something unexpected
happen — like premature death.
One of the ways to manage the consequences is by having adequate life insurance. It’s
important protection that nearly everyone needs, but far too few people have, or have
enough of.
When you are young and healthy, it can be easy to put off purchasing coverage. But that
is exactly the time to get it done — when you can qualify for as much coverage as you
need, and at the best possible rate. If buying life insurance has been on your to-do list for
a while, we can help.
We Make it Easy and Affordable
ADA Members Insurance Plans offered by Protective are practical by design and only
available to ADA Members. We offer ADA Term Life Insurance coverage at very
competitive rates. You can apply for up to $3,000,000 in coverage plus up to an
additional $1,000,000 of Accidental Death coverage. It also includes neonatal coverage of
$15,000 for dependent children from birth through age 14 days.
Below is an example of how affordable our rates are — $500,000 in protection is less than $22 per month.*
$500,000 Term Life Insurance
| AGE |
Male |
Female |
| 30 |
$11.55 |
$9.58 |
| 35 |
$16.70 |
$13.85 |
| 39 |
$21.20 |
$17.57 |
Your rates could be even lower if you qualify for our Preferred rates1, available to the
healthiest individuals who have low-risk health and lifestyle characteristics.
Now is the time!