On the next page you'll be asked to provide the amount you wish to pay as well as select the Plan to which your payment should apply. If you wish to pay premiums for multiple plans, you'll need to repeat the process for each plan.
Protecting yourself and your dental practice with appropriate insurance helps ensure that unexpected events won't put your business — or your family — in financial jeopardy. But you also want to feel confident that the insurance benefits you've paid for will be there when you need them. If you've never made a claim, you may wonder how difficult the process is and how long approval takes. Protective understands these concerns, which is why the claims process is simple and straightforward. Through our longstanding relationship with the ADA, we've tailored the claims process to suit you — ADA member dentists and dental students — first. Here are three advantages of the Protective claims process.
Our claims division works exclusively with ADA members, so Protective claims professionals have a long history and deep familiarity with members' claims. That expertise enables claims professionals to focus attention on you and your claim. When you have a claim, you typically work with one claims professional from the beginning to the end of the claims process. The claims professional acts as your guide, helping you through what can be a difficult time for you and your family.
Because Protective has worked so long and so extensively with dentists and dental students, we understand the health risks you face — risks that might lead to insurance claims, including neck and back injuries, degenerative disc disease, nervous system diseases, and arthritis. Starting the claims process with a thorough understanding of the occupational demands of dentistry allows our professionals to quickly review your forms and requirements. This may lead to faster resolution on your claim, benefiting you — the ADA member — and your family.
The primary objective of our claims process is to determine the validity of the claim as promptly as we can to help ensure that you receive the benefits you deserve in a timely manner. Confirming the validity of claims also helps protect all ADA members, even those who never need their benefits. Our focus on legitimate claims means that plan participants aren't burdened with higher premium costs driven by payments on unnecessary claims.
With ADA Members Insurance Plans from Protective, you can take comfort knowing that should you ever need your benefits in the future, we offer a personalized, straightforward claims experience with professionals who work exclusively with ADA members. If you need to submit a claim, you can easily download claim forms and find clear instructions for completing and submitting your claim so you can begin the process quickly.